Child Care Home
Click here to Download the Home Insurance Application
(You must call SECA to recieve a quote)
We are pleased to offer a comprehensive competitively priced Family Day Home insurance package through the Co-operators, with the following coverage:
| Liability | |
| General Liability | $2,000,000 |
| Products & Completed Operations | |
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Cross Liability |
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Contingent Employers Liability |
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Employers Liability |
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| Occurrence Property Damage | |
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Broad Form Property Damage incl. Completed Operations |
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Employees as Additional Named Insured |
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| Owners and Contractors Protective | |
| Personal Injury | $2,000,000 |
| Medical Payments | $2,500 |
| Tenant’s Legal Liability | $250,000 |
| Non-Owned Automobile | $2,000,000 |
| Fungi and Fungal Derivatives Limited Liability Endorsement Products and Completed Operations and Premises | $250,000 |
| Abuse, Harassment and Communicable DiseaseLimited Liability Coverage Endorsement | $250,000 |
| Property | |
| Contents | $10,000 |
| Replacement Cost | |
| Sewer Backup Endorsement | |
| Commercial Plus Endorsement | |
|
Accounts Receivable |
Included |
|
Brands & Labels |
Included |
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Building By-laws |
Included |
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Exterior Signs Including Street Clocks, Communication Towers, Antennae and Satellite Receivers |
Included |
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Extra Expense |
Included |
|
Fine Arts |
Included |
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Fire Department Service Charges |
Included |
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Fire Equipment Recharge |
Included |
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Glass |
Included |
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Master Key |
Included |
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Professional Fees |
Included |
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Consequential Loss |
Included |
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Valuable Papers and Records |
Included |
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Arson Award |
$10,000 |
|
Building Damage by Theft |
$10,000 |
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Debris Removal |
$50,000 |
|
Exhibitions |
$25,000 |
|
Growing Plants, Trees, Shrubs |
$25,000 |
|
Installation |
$10 |
|
Land /Water Pollution Clean Up |
$10 |
|
Money and Securities |
$5,000 |
|
Moulds, Dies & Patterns |
$50,000 |
|
Peak Season Increase |
25% |
|
Personal Property of Officers & Employees |
$25,000 |



