Family child care

 Download Insurance Application (You must call SECA to recieve a quote)

We are pleased to offer a comprehensive competitively priced Family Day Home insurance package through the Co-operators, with the following coverage:

Liability
 
General Liability  $2,000,000
                Products & Completed Operations  

Cross Liability

 

Contingent Employers Liability

 

Employers Liability

 
                Occurrence Property Damage  

Broad Form Property Damage incl. Completed Operations

 

Employees as Additional Named Insured

 
                Owners and Contractors Protective  
Personal Injury $2,000,000
Medical Payments $2,500  
Tenant’s Legal Liability     $250,000
Non-Owned Automobile $2,000,000
Fungi and Fungal Derivatives Limited Liability Endorsement Products and Completed Operations and Premises $250,000
Abuse, Harassment and Communicable DiseaseLimited Liability Coverage Endorsement $250,000
   
Property  
Contents   $10,000
Replacement Cost  
Sewer Backup Endorsement  
Commercial Plus Endorsement  

Accounts Receivable

Included

Brands & Labels

Included

Building By-laws

Included

Exterior Signs Including Street Clocks, Communication Towers, Antennae and Satellite Receivers

Included

Extra Expense

Included

Fine Arts

Included

Fire Department Service Charges

Included

Fire Equipment Recharge

Included

Glass

Included

Master Key

Included

Professional Fees

Included

Consequential Loss

Included

Valuable Papers and Records

Included

Arson Award

$10,000

Building Damage by Theft

$10,000

Debris Removal

$50,000

Exhibitions

$25,000

Growing Plants, Trees, Shrubs

$25,000

Installation

$10

Land /Water Pollution Clean Up

$10

Money and Securities

$5,000

Moulds, Dies & Patterns    

$50,000

Peak Season Increase

25%

Personal Property of Officers & Employees

$25,000